Thursday, July 16, 2009
Pre-Existing Condition
As we age, the thickness of everyone's medical file, whether healthy or not, increases, and inevitably most of us evolve into a "pre-existing condition," a chronic or episodic illness that makes moving from one to job to another nearly impossible without major lapses in health care coverage.
The reason: portability of health care. The new insurance, if the prospective employer offers it, or more likely, the insurance privately purchased after the 18 months of COBRA extensions end, will exclude coverage for any pre-existing condition.
That's what bankrupts most people. According to recent studies, two-thirds of all people who file for bankruptcy had health insurance at the time of the onset of the disease, but lost it either from attrition, inability to continue working through the crisis, or being fired.
So when I see this kind of crap from the GOP, I want to scream. Check out the new confusing way the GOP is describing the Democrats incremental attempt at health care reform.
Millions of dollars are being poured into the debate on health care reform. Voice your opinion, voice it more than once. Write to your legislators and insist upon real health care reform. NOW!
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